FIVE LEVELS CONSULTING
Home Ownership. Should we? Should we never? Or should we not yet?
The answer is a confident “Yes we should.” and with a clause of “As soon as possible.”
My answer is yes, because I’ve done it many times, I’ve helped others do it, and we’ve always benefited. Some were glorious goldmine investments; others were tougher situations that simply needed a bit more love and attention.
Bottom line: All were good investments. All. Of. Them.
But what about… the housing market?… the interest rates?… the bubble bursting?...
Why buy? Here are four reasons:
House prices have always gone up. Always. Yes, they sometimes stall or slightly dip, but equity accumulates with each passing payment and with each passing year. We’re investing in ourselves. In time, real estate can help us make more money than most other investments because over time it is consistent and reliable. Here’s proof of value – ask your parents what they paid for their home.
With equity, we make money. With write-offs, we save money. Either way, real estate is a good financial investment. There are wonderful tax benefits to owning a home or investing in property. Since many more people are working from home these days, the value in this space has increased dramatically.
Live in it, rent it, sell it. Do all three over time. All have benefits. As long as we take care of it, we have options. The better we care for it, the more value it has over time and the satisfaction of living in our home increases. Whether interest rates are going up or down, here’s our plan – purchase the home. If interest rates go up, we’re locked into the lower rate. If they go down, we refinance.
I call it home-sweet-home. It’s ours. We own it. And with this ownership good things develop within us, including personal responsibility, character development, gratitude, and we may even improve our fix-it and creative skills! We can beautify it to our taste and remodel if we wish. It feels good.
Blaise Patrick Tracy
Loan Officer | NMLS #2299123
mobile 310.200.9180 | office 303.585.4167
firstname.lastname@example.org | linkedin.com/in/blaisetracy
Learn More | Apply Here
Open for mortgage loans in all 50 United States.
Purchase. Refinance. Cashout. Home Equity. Land.
Lot Purchase. Construction. VA and FHA loan options.
What Our Clients Are Saying
"... Blaise operates effectively as a visionary while able to manage execution in a seamless manner..."
Blaise Patrick Tracy